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The Irinjalakuda Town Co-operative Bank Ltd No.55 was registered as a co-operative society on 3rd May 1918 and started functioning on 19th July 1918. It came under the purview of Co operative societies Act and Rules of 1969 as a primary non agricultural credit society and it developed into URBAN BANK in November 1996.


Irinjalakuda Town Co operative Bank plays a prominent role in the local banking activities. The bank’s annual reports shows increase in deposits, lending, profitability membership, share capital and working capital, staff and their services. Considering deposits, higher rates of interest are given.The share holders are given adequate dividends. Now the rate of dividend is 10%.

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Interest Rates

1111 days of Deposits @ 11%*

Revised interest rate on Term Deposits with effect from 10-09-2015

Easy Gold Loan @ 12%*

The Director Board of the Bank has resolved to enhance the interest rates on loans and advances with effect from 10-09-2015

* Simple Interest